Terms of Service
1. Services
Cranker, LLC is a licensed insurance agency that provides enrollment assistance. We are not an insurance carrier. We help individuals and families compare and enroll in health coverage plans offered by licensed third-party insurers.
This is a solicitation for insurance. Cranker, LLC is a licensed insurance agency. Coverage availability and terms vary by state and carrier.
2. Eligibility
You must be at least 18 years of age to use our services. By submitting an enrollment form, you confirm that the information you provide is accurate and complete.
3. SMS Terms
If you separately authorize SMS communications, Cranker, LLC may send text messages to the phone number you provide. SMS authorization is optional and not required to receive our services or obtain coverage.
Message frequency varies. Standard message and data rates may apply. You may opt out of SMS communications at any time by replying STOP to any message. Reply HELP for assistance.
4. Intellectual Property
All content on this website, including text, graphics, and design elements, is owned by or licensed to Cranker, LLC. You may not reproduce, distribute, or create derivative works without our express written permission.
5. Disclaimers
Our services are provided on an "as is" basis. We do not warrant that any specific coverage, premium, or plan will be available to you. Coverage decisions are made by the insurance carrier, not by Cranker, LLC.
6. Limitation of Liability
Cranker, LLC is not liable for indirect, incidental, or consequential damages arising from use of our services or reliance on information provided. Our total liability is limited to the extent permitted by applicable law.
7. Insurance Licensing
Cranker, LLC is a licensed insurance agency. Agents are licensed in the states where they conduct business. Licensing information is available upon request.
8. Governing Law
These terms are governed by the laws of the state of Delaware. Any disputes not resolved informally shall be submitted to binding arbitration in accordance with applicable arbitration rules.
9. Changes to Terms
We may update these Terms of Service from time to time. Continued use of our services after any changes constitutes acceptance of the revised terms.
10. Contact
Cranker, LLC
625 Shady Nook Dr, Brandon, FL 33511
+1 (813) 598-6798
support@crankerllc.com